The Budget Fastlane

The Zero Debt Budget is a set of Google Sheets. (You'll ultimately receive budget sheets for 3 months or 12 months, based on which plan you choose. Each month is released one at a time - this allows for updates and improvements.) The Zero Debt Budget comes with complete YouTube instruction videos for how to set up and use your budget.

📣 Choose from a 3-month subscription ($15 every 3 months) or a 12-month subscription ($39 every 12 months).

NOTE: You can cancel your subscription at any time, and as long as you cancel a couple days prior to your renewal date, you will not be charged again. Due to the digital nature of this product, there will be no refunds issued after payment has been made. 

✨ Your purchase includes the following: 

1️⃣ Budget Category Templates to help you select the best budget structure for the way you spend money. Choose from:

• The Classic Budget
• Budget by Paycheck
• The Thematic Budget
• The Minimalist Budget
• The First, Next, Last Budget
• Or, customize your own or use the structure you already have and love!

2️⃣ Monthly Planning Page where you'll...

• Enter your budget categories
• Set targets/goals
• Designate sinking funds
• Select your expected paycheck dates
• Enter your anticipated take home pay (Paid by commissions or freelance? No problem. All the instructions are included for how to handle that.)

3️⃣ Monthly Budget Sheet which...

• Pulls directly from your planning page (no need to type anything twice)
• Builds your budget for you based on the targets you set
• Makes it simple to track your spending
• Sorts your transactions by the account you spent from, which makes it easy to cross-check your spending with your bank accounts
  Note: None of this is connected to your bank...therefore, there are no security concerns.
• Shows you running totals of your account balances, how much you spent in total and by category, and how much debt you paid off. (Honestly, there's more, but you get the idea!)
• See a demo HERE 🤩

4️⃣ Sinking Fund Calculator to help you calculate exactly how much to budget each month for annual subscriptions, quarterly taxes, and 6-month auto insurance renewals, etc.

5️⃣ Savings Goal Planner/Tracker Sheets to help you hit your big savings goals on schedule! (see demo HERE)

• Plan and track 5 different goals such as a house downpayment fund, a wedding fund, a vacation fund, a baby/parenting leave fund, after-tax retirement contributions, or even the holiday spending fund. 
• Determine exactly how much to save/budget each month to hit your goal.
• Couldn't save the full amount during certain months? Or you were able to save more? The savings tracker will recalculate the amount you need to save each month to hit your goal on time! 😅

6️⃣ Instruction Videos (of course!) I'll walk you through all the steps of building and using your zero-based budget. There are videos for:

• How to budget with irregular (commission/freelance) income
• How to budget by paycheck
• How to track your spending if you prefer to use cash primarily
• How to budget if you use credit cards for spending and pay them off monthly
• Common FAQs that I hear from clients

✅ By purchasing the Zero Debt Budget 12 month subscription, you will receive a full year of budget sheets. By purchasing the 3 month subscription, you will receive 3 months of budget sheets. 

✅ You will initially receive the current month, and future months will be shared out before those months begin. (This enables me to add features or updates as we go!)

✅ Each month's sheets are built in Google Drive. You will save your own copy of the sheet for the month and begin editing your budget. You can always grab a fresh copy if you want to start over or create an alternate budget just to play with possibilities!

💌 If you have questions before purchasing, please send me an email at [email protected]